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TopOngoing1 day ago

Complex priorities: On UPI transactions, MDR charges

Complex priorities: On UPI transactions, MDR charges The government is moving to cap Merchant Discount Rate (MDR) on UPI transactions at 0.4%, with a hard ceiling of Rs 300 per transaction for tickets above Rs 75,000, according to an NPCI circular and The Hindu’s editorial analysis. The measure, slated for rollout on October 15, aims […]

WhatsCrack DeskEditorial teamSep 18, 2026 · 3 min read
01 / What happened

What happened

02 / Why it matters

Why it matters for me

The government is moving to cap Merchant Discount Rate (MDR) on UPI transactions at 0.4%, with a hard ceiling of Rs 300 per transaction for tickets above Rs 75,000, according to an NPCI circular and The Hindu's editorial analysis. The measure, slated for rollout on October 15, aims to rein in reimbursement costs for corporate card spend while keeping small-merchant transactions affordable.

03 / The one thing

What to remember

The one thing
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