Saturday, 19 September India Edition
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TopOngoing4 days ago

Kya bade IPO bade returns dete hain? Hyundai, LIC aur Paytm ka jawab — nahi

NSE ki ₹22,561 crore ki IPO is hafte khulti hai, lekin history kehti hai India ki sabse badi issues — Hyundai, LIC, Paytm — ke primary investors ko listing day pe zyada-tar nuksan hua.

01 / Kya hua

Kya hua

NSE ki ₹22,561.60 crore ki IPO — India ki second-largest — 17 September se khulti hai, GMP sirf ~10.7% listing gain ka ishara de raha hai, jabki Hyundai, LIC aur Paytm jaisi badi issues loss me list hui thi.

National Stock Exchange ki ₹22,561.60 crore ki IPO 17 September se khul rahi hai — India ki ab tak ki second-largest public issue.

Grey market thanda hai: ₹192 ke GMP ke hisaab se listing ₹1,977 ke aas-paas — upper band ₹1,785 par sirf ~10.7% ka fayda.

History chetavni hai. Hyundai Motor India ki record ₹27,870 crore ki IPO debut day pe 7.12% giri — ₹1,960 se ₹1,820.40.

LIC ki ₹20,557 crore ki IPO ₹949 se ₹872 par khuli, aur ₹403.80 (bonus ke baad) pe 2022 ke allottees aaj bhi nuksan me hain.

Paytm aur bhi dukh raha tha: 9% discount pe list hui, pehle din 23%+ girke ₹1,560.80. Reuters ke mutabik 10 me se 7 badi IPOs day one pe giri.

NSE IPO sizeTotal issue value — 100% OFS of 12.64 crore shares, Hyundai Motor India ke baad India ki second largest public issue
₹22,561.60 crore
GMP-based estimated listing gain₹1,785 upper band par ₹192 GMP matlab ₹1,977 listing — mega buzz ke muqable thoda thanda signal
~10.76%
Hyundai listing-day loss₹1,960 issue price se ₹1,820.40 pe bandhua — ₹27,870 crore ki tab tak India ki largest IPO
-7.12%
LIC listing-day loss17 May 2022 par NSE par ₹949 issue price se ₹872 kholi — tab India ki largest IPO, aaj bhi primary investors ke liye loss mein
-7.8%
Timeline

India ki badi IPOs ka debut record

NSE ki issue se pehle bade heavyweight IPOs ka pehla-din record.

  • May 2022 — LIC ₹949 issue price se ₹872 par khuli (-7.8%), ₹20,557 crore ki issue
  • Dec 2022 — Paytm 9% discount pe list hui, pehla din ₹2,150 issue price se ₹1,560.80 pe khatam
  • Oct 2024 — Hyundai Motor India, India ki sabse badi IPO (₹27,870 crore), debut pe 7.12% giri
  • Sep 2026 — NSE IPO khulti hai, GMP sirf ~10.7% listing gain ka ishara
What Next

Apply karne se pehle kya sochein

NSE issue pure OFS hai — exchange me koi paisa nahi jaata — aur valuation 42.89x pre-IPO P/E pe bhaari hai, FY26 PAT ₹12,187.69 crore se ghatakar ₹10,302.06 crore raha.

  • Bid window: 17–21 September 2026; price band ₹1,700–₹1,785; lot size 8 shares
  • ₹192 ka GMP matlab ₹1,977 ke aas-paas listing — upper band se karib 10.7% upar
02 / Kyun matter karta hai

Kyun matter karta hai

Mega-IPO buzz me allottee lene wale investors ko listing-day loss ka real risk hai — size aur prestige ne pehle bhi protection nahi diya.

Money

Financial-loss · Direct · High

Retail Investors · Market Participants

India ki sabse badi IPOs ke primary allottees ko baar-baar pehle-din nuksan hua hai — Hyundai -7.12%, LIC -7.8% (2026 me bhi loss me), Paytm -23% — NSE bidders ke liye bhi yahi listing-day risk hai.

Money

Opportunity · Direct · Medium

Retail Investors

NSE ka ₹192 GMP listing ₹1,977 ke aas-paas suggest karta hai — upper-band allottees ke liye sirf ~10.7% modest gain, mega-IPO expectations se kahin kam.

Daily Life

Just-worth-knowing · Contextual · High

General Public · Retail Investors

Hyundai ko milakar India ki 10 sabse badi IPOs me se 7 pehle hi din giri thi — ghar-ghar ki yaad-dihani ki issue ka size aur prestige listing gain ki guarantee nahi hota.

03 / Seedhi baat

Seedhi baat

Seedhi baat
Bada IPO bade returns ki guarantee nahi: India ki 10 sabse badi IPOs me se 7 day one pe giri.

India ki 10 sabse badi IPOs me se 7 pehle din giri. NSE ki ₹22,561 crore ki issue is hafte — size koi guarantee nahi.

Screenshot ya share kar lo

Verified sources (7)

Evidence behind the crack
Reporting/Livemint

Amid mega NSE IPO, big question remains — Do big IPOs guarantee big returns? Performance of past heavy-sized IPOs

PrimaryPublished Sep 14, 2026Accessed Sep 15, 2026
Reporting/Reuters

Hyundai Motor India drops 7% on debut after country's biggest ever IPO

CorroboratingPublished Oct 22, 2024Accessed Sep 15, 2026
Reporting/Economic Times / Reuters

LIC IPO: How LIC's IPO, India's biggest, ended in a downbeat debut

CorroboratingPublished May 17, 2022Accessed Sep 15, 2026
Reporting/News9

NSE IPO: Check GMP; price band Rs 1,700-1,785; bid opens on September 17

CorroboratingPublished Sep 11, 2026Accessed Sep 15, 2026
Reporting/Outlook Money

NSE IPO Price Band Set At Rs 1,700 To Rs 1,785 Per Share: Check GMP, Lot Size, And Issue Details

CorroboratingPublished Sep 11, 2026Accessed Sep 15, 2026
Research/IPOJi

NSE IPO 2026 Review: Price Band, Dates, Lot Size & Financials

CorroboratingPublished Sep 1, 2026Accessed Sep 15, 2026
Reporting/Angel One

Paytm Shares make a listing on NSE at Rs. 1955, with 9% discount

CorroboratingPublished Dec 22, 2022Accessed Sep 15, 2026

Claims and linked sources

9 claims
FactVerifiedHigh confidence

The NSE IPO, opening 17 September 2026 and closing 21 September 2026, is priced at ₹1,700–₹1,785 per share and is entirely an Offer for Sale (OFS) worth approximately ₹22,561.60 crore (12.64 crore shares) with a lot size of 8 shares — making it the second-largest public issue in Indian history after Hyundai Motor India.

NumberVerifiedMedium confidence

Grey Market Premium for NSE shares is quoted around ₹189–₹192 per share, implying an estimated listing gain of roughly 10.6%–10.8% if the issue prices at the upper band of ₹1,785 — a tepid signal versus the mega-fanfare surrounding the deal.

FactVerifiedHigh confidence

Hyundai Motor India's record ₹27,870-crore IPO (India's largest ever, closing October 2024) crashed on its listing day, falling 7.12% from the ₹1,960 issue price to ₹1,820.40 on the NSE — a direct counterexample to the 'big IPO = big return' thesis.

FactVerifiedHigh confidence

Paytm's ₹18,300-crore IPO listed at a 9% discount (opening at ₹1,955 on BSE/₹1,950 on NSE against a ₹2,150 issue price) on 22 December 2022, and crashed to ₹1,560.80 by the end of the day — a 23%+ loss for investors who bought at the upper band.

FactVerifiedHigh confidence

LIC's ₹20,557-crore IPO (the then-largest in Indian history) listed at a 7.8%–8.1% discount — opened at ₹872 on NSE against a ₹949 issue price — on 17 May 2022 and has remained underwater for primary-market investors even years later.

FactVerifiedHigh confidence

LIC shares traded at ₹403.80 on the NSE last Friday (as of 14 September 2026), still a heavy loss-making affair for the original 2022 allottees after a 1:1 bonus share adjustment; 52-week high ₹468.48, low ₹360.75.

Linked evidence
ContextVerifiedHigh confidence

Reuters noted that including Hyundai, seven of India's ten biggest IPOs have seen share-price falls on their first day of trading — establishing that size alone does not protect primary-market returns.

Linked evidence
ContextPartially verifiedMedium confidence

Tata Technologies' IPO is cited by Livemint as the fourth case-study among recently listed large-sized IPOs that failed to reward primary investors, reinforcing the pattern across LIC, Paytm, Hyundai and Tata Technologies.

Linked evidence
NumberVerifiedHigh confidence

NSE reported FY26 total income of ₹18,713.37 crore and PAT of ₹10,302.06 crore, versus FY25 PAT of ₹12,187.69 crore — a sequential moderation that investors should weigh against the ₹4,41,787.50-crore IPO market cap at the pre-IPO P/E of 42.89x.

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